What is multi-entity treasury management?

Multi-entity treasury management is the practice of coordinating cash, liquidity, and yield across an organization that operates through many legal entities - multiple LLCs, subsidiaries, properties, or funds, each with its own bank accounts. For groups running dozens of entities, treasury becomes fragmented fast: cash is scattered, visibility is partial, and optimizing yield by hand is impractical.

Balance is the treasury layer that unifies all of it above your existing banks - so you see and manage every dollar in one place, without changing how you bank.

The multi-entity problem

• Cash is fragmented.

  • Balances sit across dozens of EINs and accounts at different institutions.

• Visibility is partial.

  • Logins and credentials are scattered across people and entities; when staff change, access can be lost.

• Reconciliation is manual.

  • Teams export statements and stitch them together in spreadsheets.

• Yield is inconsistent.

  • A few accounts earn, most don’t, and no one has time to optimize across all of them.

One platform, every entity

Live cash view. Real-time balances and transactions across every entity, account, and bank in a single dashboard, with clean, reconciliation-ready exports.

Cash forecasting. Forecast liquidity by entity, vendor, tag, or invoice. Projections update from actual transaction history, with built-in variance analysis.

Transaction intelligence. Search and auto-classify transactions across all your banks, then power KPIs, alerts, and forecasts with consistent tags.

Automated sweeps. Put idle cash to work across every entity, with each sweep account held under its own tax ID.

Cash Intelligence Agent. Ask questions in plain language and get answers from your real balances, forecasts, tags, and sweeps.

Built to sit above your banks

Balance doesn’t replace your banks or ask you to consolidate accounts. You keep every banking relationship - the ones you’ve built and the ones your lenders require - and Balance coordinates treasury across all of them. Multi-entity (EIN) support is native, so each entity’s cash, custody, and statements stay cleanly separated.

Secure by design

• Assets held with a third-party custodian, privately insured up to $150m and SIPC-insured up to $500,000.

• SEC-registered investment adviser; SOC 2 Type II certified.

• Accounts under your entities’ tax IDs, never pooled; separate statements and 1099s per sweep.

Who it’s for

Real estate operators, private equity and fund managers, franchise groups, multi-location businesses, and holding companies. Go deeper: cash sweeps across multiple entities, cash sweeps across multiple banks, and cash sweeps for real estate operators.

Frequently asked questions

How is this different from my bank’s treasury tools?

Bank tools see one bank. Balance unifies every bank and entity in one place and adds forecasting, tagging, and automated sweeps across all of them.

Do we have to move our accounts?

No. You connect existing accounts and keep every banking relationship - no switching banks.

Can each entity keep separate records?

Yes. Accounts are held under each entity’s tax ID, with separate statements and 1099s.

Is our data secure?

Balance is SOC 2 Type II certified and an SEC-registered investment adviser, with SIPC-insured custody.