Earn yield on idle cash at every bank you use - without consolidating accounts or switching banks. Balance orchestrates sweeps across all your banking relationships from one dashboard.

What are multi-bank cash sweeps?

Multi-bank cash sweeps move idle cash into yield across accounts held at many different banks, coordinated from a single platform. Most sweep products only work within one institution. Balance works across all of them - you keep every banking relationship, and Balance handles the sweeping on top.

Why one bank is never enough

Banking relationships accumulate over time - through lenders, acquisitions, regional needs, and operating requirements. No single bank sees your whole cash position, and no single bank pays the best rate on every balance. Moving money between institutions by hand is slow, and consolidating into one bank usually isn’t possible - or wise.

How Balance works across banks

• Connect your existing accounts at each bank.

  • Takes minutes to set up; nothing moves to a new bank.

• Set target balances and sweep excess.

  • From any account at any bank into liquid, treasury-grade funds.

• Keep every banking relationship intact.

  • Balance is the layer above your banks, not a replacement.

• One dashboard for everything.

  • Balances, transactions, and sweeps across all institutions in a single view.

Who this fits

Companies operating under one or a few tax IDs but banking with many institutions; treasury teams that want consolidated visibility and optimized yield without consolidating accounts.

Safe, liquid, and yours

• Assets held with a third-party custodian, privately insured for $150m and SIPC-insured up to $500,000.

• SEC-registered investment adviser; SOC 2 Type II certified.

• Funds invested in liquid, treasury-grade funds; accessible in one business day.

Frequently asked questions

Do I have to move money to a new bank?

No. Balance connects to the accounts you already hold at each bank and sweeps from there.

Can I sweep from accounts at different banks at the same time?

Yes. That’s the point - Balance coordinates sweeps across all your banking relationships from one dashboard.

Is my cash still liquid?

Yes. Funds are fully liquid with next-day access.

Is this FDIC-insured?

No. The investment account is not a bank deposit and is not FDIC-insured; custody is privately insured up to $150m and SIPC-insured up to $500,000, and funds carry investment risk.